MetLife Insurance – Fort Lauderdale, FL
High-Quality, Affordable Dentistry Through MetLife Insurance
An estimated 74 million Americans don't have dental insurance, and many struggle to afford the dental care they need. But if you're fortunate enough to have a MetLife insurance plan, you're in a great position to maintain your oral health without breaking the bank. Especially since your plan is designed to help you avoid dental problems altogether, which prevents the need for major dental work and keeps your smile healthy and happy. And by having us on your team to file your claims and help you maximize your plan, you can bet that you'll get the high-quality care you need as affordably as possible. If you're looking for a MetLife dentist for your dental care needs, give us a call today!
MetLife Coverage Availability & Fees
Although each dental insurance plan is different, a MetLife PPO plan will always give you the freedom to see any dentist you'd like. However, you'll save significantly more by seeing an in-network MetLife dentist like Dr. Kellner. In fact, as part of our agreement with MetLife, our fees are typically 30%-45% lower than they would be from an out-of-network dentist.
Since each plan has its own coverage rates, you'll want to look at your individual benefits to see exactly what's covered (or call us and we'll be happy to help). With that said, here are some average coverage rates when you see an in-network MetLife dentist:
- Preventive services – Checkups, cleanings, and routine X-rays are often covered at 80% -100%.
- Minor restorative services – Minor restorative care such as dental fillings are typically covered at 50%- 80%.
- Major restorative services – Major restorative care such as dental crowns and bridges are usually covered from 30%- 50%. However, the Preventive Plan PPO may not offer any coverage for these procedures.
Also, it's important to note that each MetLife plan will have its own calendar year maximum, which is the total amount they'll spend on your dental work for the year.
And, depending on how many family members are covered under your plan, you'll need to pay a different deductible before MetLife covers certain procedures. This is typically between $50-$100 and doesn't apply to preventive services like checkups and cleanings (which are automatically covered). These visits not only cost you little to nothing, they're also one of the best ways to minimize major dental work and maintain a healthy smile.
Meet Odilia, Our MetLife Insurance Expert
We know that it can be difficult to understand dental insurance, but rest assured that our in-house expert, Odilia, is here to help you get the most from your plan. With over 6 years of experience, she's helped countless patients understand their benefits and reduce their out of pockets costs. She'll also file your claims for you and answer any questions you have along the way.